Do I Need Flood Insurance? Do I Need Flood Insurance?
Flood Insurance in most cases is not required on a home, however be advised that a standard homeowners insurance policy does not cover flooding. For most people, flood insurance is very reasonably priced (usually around $250-$500 a year). Homes that do not require flood insurance will in "B" , "C" or "X" zones.
If your home is in a Special Flood Hazard Area (SFHA) it will be in a "A" or "V" flood zone and more than likely, flood insurance is required. It will also be more costly.
To Find out if your home is in a flood zone or what flood insurance will cost you, call your local homeowners insurance agent or click here
FEMA Flood Insurance Information
National Flood Insurance Program
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