Yes, there are many such programs available. Each lender offers a variety of programs of their own for first time homebuyers or for lower income buyers. You will need to check with each lender to see what programs they offer. Be sure to tell them you are a first time home buyer or mention that you think you may qualify for income assistance loan programs or grants.

The Federal, State and Local governments also offer a variety of grant programs. Below are some links to some of these programs.

South East Texas Housing  - SETH                                        Officer Next Door Program

FHA Loan Information from HUD                                             Teacher Next Door Program

Home Ownership Voucher Program                                        Texas First Time Homebuyer Program

Harris County Housing Resource Center                                Texas Veterans Land Board Housing Assistance

Bay Area Habitat For Humanity                                                Federal Home Loan Bank Assistance Program

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